
A business that hires employees can often offer benefits like insurance, retirement plans, and financial compensation for education. Some companies offer lower-tier benefits, such as paid holidays, travel compensation, or dedicated relaxation spaces. Benefits are not always offered by a business, especially if you are just a temporary worker.
While companies are not required to offer benefits to part-time employees, this can get tricky for temp jobs or seasonal employees. This blog will aim to answer the question, Do temp jobs offer benefits? How can you protect yourself and save for the future while in a temp job? Learn more about the benefits and how they change from company to company below.
Part-time, Full-time, Seasonal, And Temporary Workers
There are multiple types of jobs and worker positions that you can choose from. Depending on how many hours you work and how you were hired, will determine your working status. Part-time employees work about 25-30 hours a week, whereas full-time employees work 40 hours or more each week. It is more common for companies to offer benefits to full-time employees.
Seasonal workers can be either part-time or full-time, but are only hired for a short amount of time. Seasonal jobs hire people to help them get through a busy season, without needing to keep them on long-term. Hiring seasonal employees is common for retail businesses during the holiday season, universities during the fall and spring, or wedding planners/event centers during the summer.
Temporary workers are typically filtered through a temp agency to a company to help them get back into the workforce. Temp jobs are given to many people on a trial basis, to see if they can stick with a company without major consequences. If a temporary employee quits a job, it poses less risk for a company because they will not have offered them benefits, severance packages, or a long-term contract. Temp jobs can be helpful for those without a high school diploma, those with a criminal record, or those who have been fired from their previous job.
Factors That Can Impact Provided Benefits
There are many factors that will determine whether a company can offer benefits to its temp employees. Depending on how a company is set up, temp employees may not be able to receive the same benefits as other employees.
State Laws

Some states will require employers to provide benefits to all employees, regardless of the hours they work. State laws may require companies to provide sick leave to all employees, regardless of how they came to your company. States can also dictate what classifies as a full-time or part-time employee.
Size Of The Organization
Small companies may not have the bandwidth to provide retirement or insurance to their employees without causing damage to their company. Small companies may not have the money or resources to connect their employees with health benefits, retirement funds, or other compensation.
Affordable Care Act
The ACA requires applicable large employers with 50 or more employees are required by law to provide benefits to full-time employees. Those with fewer than 50 employees may also be required to comply with the ACA if the IRS determines that they are necessary. The IRS prevents exemptions from being given to seasonal employees, temporary workers, or part-time employees unless there are other requirements met by the company. Companies that have multiple part-time and full-time employees can use the ACA calculator to see if they have 50+ full-time equivalent employees and if they must provide healthcare benefits.
It is impossible to tell if your new temp job will offer benefits when you are first hired. Different factors and states will determine if you receive benefits. As a rule of thumb, temp jobs do not come with benefits. Receiving healthcare benefits, insurance for your children, or financial compensation for contributions to a retirement fund will be on your shoulders as a temporary employee. Using a high-yield savings account or putting money into your own retirement plan are good options for temporary employees until they move to a more permanent position.

Finding Temp Jobs Through All Trades Staffing
Finding a respectful and worthwhile job can be more difficult than it seems, so working with a temporary staffing agency can help. We can help you find a position that matches your skills and personality. All Trades Staffing can help you find positions in industrial, construction, manufacturing, clerical, and more. When you have the skills to do the work, we have the reputation to get you hired. Call or text us to get a high-paying position in as little as 48 hours.